Answers to Frequently Asked
Q: My credit is not so good. Will I
have a problem achieving approval for a personal loan?
A: United Personal Loans specializes in helping individuals with
bad credit get approved for unsecured personal loans and debt
consolidation loans. You can get
approved for a bad credit loan even if you have recently experienced
bankruptcy, foreclosure, repossession, and/or divorce. We even help
those with no credit!
Q: What kind of interest rates should
A: The rate you receive for your loan will depend on a number of
variables, with your credit history being the main influence. The
duration of your loan and the loan amount are also significant
determining factors. Use
the payment calculator to calculate what your payments may be.
Q: Once I receive an approval, how
long does it take for me to receive my money?
A: Typically, you will receive your funds no later than 24 hours
after your personal loan approval is granted.
Q: How much can I borrow?
A: The programs we offer will lend between $100-$45,000. Like
the interest rate of your personal loan, the maximum amount you can
borrow will depend on your credit rating as well as several other
** When looking to take out a
personal loan, it is extremely critical that you obtain a copy of
your credit score. You need to eliminate the possibility of
mistakes with your credit score that could hurt the interest rate
you receive -- or cause your application to be denied.
Click the link to obtain a free copy of your credit score.
Q: Do you offer loans for consolidating debt?
A: Yes! We offer
unsecured debt consolidation loans for good and bad credit.
Learn more about the
benefits of consolidation.
Q: Does having a co-signer help in
A: If you have bad credit and a co-signer with good credit, your
chances for bad credit personal loan approval increase.
Q: What exactly is the difference between an
unsecured loan and a secured loan?
Click here to compare these two types of loans.
If you have any additional questions
that are not answered here, please
Common Questions -
Payment Calculator -
Loan Programs Offered:
Unsecured Loans -
Debt Consolidation -
Bad Credit Loans -
with No Credit
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- United Personal Loans, Inc.