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Getting approved for any type of credit of loan when you have no credit is one of the most difficult things to do. The majority of lending institutes look at people with a lack of credit as high-risk. As a result, most lenders are reluctant to lend to anyone that falls into this credit category.

Let us help you!
United Personal Loans works within a sub prime lending network that has the ability to provide unsecured loans for people looking to develop positive credit histories.

How do your no credit loans work?
Simply fill out the online, secure application.  A loan officer will contact you promptly to discuss what your options are. You will then be presented with a personal loan specifically designed for your needs. Hopefully, you will agree that the terms and loan amount are what you are looking for. However, there is no obligation to accept the loan offer presented to you if you are not satisfied with the terms.

How will an unsecured loan help build my credit?
Your monthly payments will be reported to all three major credit reporting agencies. Therefore, a positive payment history will be positively impact your credit score. On the contrary, if you do not make your payments on time, your credit will be negatively affected. Therefore, it is important that you make sure that you borrow what you can afford. Learn more about how much to borrow.

How much can I borrow? What are the different loan terms? What can I use my loan for?
You can apply for a no credit unsecured personal loan for as little as $100 to as much as $45,000. Available financing terms range from 24 months to as long as 60 months. You can use your loan for any purpose you want!

Before you apply, we recommend that you make sure that your credit report lists the important information to increase chances for loan approval.

Get the chance you deserve!
Apply for a personal loan with no credit today!

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Loan Programs Offered:
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